Think Net Tailored Wealth Solutions
Sarah A. Ramirez, President
A Strategic Merger Built on Family, Excellence, and Growth
Sarah A. Ramirez, a Forbes-recognized Top 50 advisor and founder of Armand Financial, has joined forces with her husband, Gerardo “J.J.” Ramirez Jr., Head of Agency and CEO of Think Net Tailored Wealth Solutions. Together, they bring over 30 years of combined experience and a commitment to making a difference for clients nationwide and advisors seeking to elevate their practice.
Sarah and J.J. reside in New Braunfels with their six children, ranging from 5 months to 24 years old. They understand firsthand what it means to plan for a family’s future and adapt as life’s needs evolve.
Growing to Serve and Empower
Rooted in Texas, we serve clients across the country through advanced virtual capabilities from our offices in The Pearl, New Braunfels, and Boerne. We are breaking ground on an 8,500 square foot office opening in May 2026. This expansion reflects our dual mission. We are delivering exceptional client service while sharing innovative concepts and advanced training for experienced advisors who are looking to take their business to the next level.
Who We Serve
We specialize in high-net-worth executives, entrepreneurs, and business owners who need sophisticated strategies that evolve with their changing needs, whether that includes scaling a business, planning an exit, or creating multigenerational wealth.
Our Core Philosophy: Think Net
We do not just focus on what you make. We focus on what you keep. Building wealth net of taxes means every dollar works harder and goes farther. For business owners, your company is often your largest asset. Without proper planning, taxes can significantly erode decades of hard work.
Making a Difference
With access to multiple platforms, including on-staff attorneys, alternative investments, tax strategies, and business consulting, we develop tailored plans designed to navigate complexity alongside you. We evolve our strategies as your life grows while empowering the next generation of elite advisors.
Think Net Tailored Wealth Solutions | Armand Financial & Insurance Solutions LLC
167 S. Seguin, New Braunfels, TX 78130
(210) 538-7091 | TNTWS.COM
Think Net Tailored Wealth Solutions is an Agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Securities products and advisory services are offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 167 S. Seguin, New Braunfels, TX 78130, 830-832-3491. PAS is a wholly owned subsidiary of Guardian. This firm is not an affiliate or subsidiary of PAS.
